Terms and Conditions

Use of francesnam.com (the Site), including the materials presented herein, are subject to the following terms and conditions.

The information provided on this Site is subject to change and we make no representation or warranty that the information provided is accurate, suitable, complete, reliable, current or error-free. The information provided on this website should not be taken as any form of professional advice.

The website may also contain affiliate links, meaning that we may earn a small commission if you purchase through the links. The commission comes at no additional cost to you, the user.

Limitation of Liability

The Site’s owner (‘We’ or ‘Us’) disclaim liability for damages, including lost profits, lost savings, loss of data or other incidental, consequential or special damages, or any loss or damage suffered by you or any third party due to your negligence or improper use of the Site.

Where there are any losses, damages, settlements, liabilities, costs, expenses or third party claims/causes of action due to a breach by you of any of these terms and conditions or by your use of this Site you shall indemnify us and hold us against liability, and provide us with assistance (without charge) as may be requested in connection with any such claims or defences and as we may deem necessary. You must work in good faith to resolve any dispute if they arise.

This Site contains links to third party websites. You acknowledge and agree that we are not responsible or liable for the availability, accuracy, content or policies of these third party websites or resources. You assume sole responsibility for all risk from your use of any such websites or resources, and understand that links to such websites or resources do not automatically imply any endorsement or affiliation with us.

Intellectual Property

This Site contains intellectual property owned by us such as copyrights, related rights, trademarks or other intellectual property rights (in each case whether registered or unregistered including all applications or rights to apply for, renewals and all similar rights or forms of protection which subsist now or in the future). You must not modify, publish, transmit, participate in the transfer or sale of, reproduce/create derivative work, distribute or in any way exploit in any format any content or part of this website, in whole or in part, without written prior consent.

We may change these terms and conditions from time to time if practices change, technologies evolve or as we add new services or change existing services.